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• 1/6/2010 12:08 PM sb wrote:
  This company is the biggest rip off. I've had insurance with them for about 8 years and never have filed a claim. I had an accident and the other driver did not have insurance so I filed with Lieco.
  No one would believe some of the things they did, but as I'm one to keep very good documentation I have proof of all of it.
  My car was (it was totaled) a 2004 Grand Am in perfect condition.
  I purchased it from where I work, a very reputable large dealership.
  It had only 58,000 miles on it at the time of the accident. Right before my accident I just had new tires put on, new brakes and had it serviced.
  The estimator didn't go look at my car for 10 days. Geico had moved it several times.
  OK, now you better be sitting down. They told me my car value would be based on two things. Number one, the condition of my car...fair enough and the area where I live...fair.
  They sent me a list of what was wrong with my car. Are you ready?
  Burn holes, seats and floor stained, headliner tore, scratches on the dashboard, fuel leakage, had been repainted, tire tread 60% gone. Now I'm saving the best for last. THEY SAID MY CAR HAD NICKS, SCRATCHES,AND DENTS!!!! Yes, you read right. They were going to count off for a car that was totaled and had scratches and dents.
  Oh it gets better...Then they told me they didn't base the value of a car by Kelly Blue Book at all. They used the Greensheet (personal ads paper) and other personal ads. When I disputed that saying replacement value of a car wasn't cars that no one even knew the condition of. They tell me they will send some from dealerships but they couldn't find any vehicles like mine in the Houston area. (600 square miles)They sent me vehicle prices from all over Texas and other states. I did a little research and found 14 in the Houston area and sent them to them. Of course they were valued at a higher price. This has gone on for 3 months. They offered me $2,000 below what is suppose to be.
  My advice is not to get insurance with Geico and if you have it either cancel it or go by and have it estimated every 3 months.
  Soon I will have a web-site. I will update this and give it out.
  It's funny as heck. One last thing, did anyone ever hear of magical tires? Apparently they exist., because mine grew tire tread when I produced a receipt.
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• 4/24/2011 5:39 PM jenny wrote:
  5 years ago was involved in a head-on with a "no speaky english" driving on a suspended license who was at fault. (He had also caused 3 accidents in 2 years prior to my accident, and 5 in the five years since, and is still insured by Geico, in fact, Geico paid all his legal fees) Geico was insurer for both of us. He was taken to hospital but as soon as they arrived he jumped out of ambulance and took off, did not talk to police. I had a broken neck in 2 places and crushed spinal cord. Two surgeries later I am ok, but amassed over $200K in medical bills and PT. Geico adjuster told me have my insurance cover and they would reimburse them directly. When it came time to settle, I was offered $1000 for "soft tissue injuries." Geico said my injuries were not related to accident, if I disagreed, get atty and sue them, their position was they did nothing wrong. We got atty, and Geico postponed court for 3 years. Finally when they could postpone no more, and we went to court, atty for Geico changed plea and said Geico would now admit negligence of their driver and negligence caused accident, but still unwilling to admit accident caused injuries. They produced a doctor who said my injuries were a build up of every day wear and tear!!! My surgeons testified that ruptured discs, broken vertebra, crushed spinal cord, came from severe trauma, we even had pictures of bruises and cuts on my neck. In admitting negligence, they were able to stop us from admitting "no speaky english" driving record, and Geico atty also moved to have any mention of Geico, insurance, failed attempt to settle, etc. from the court record, a jury could not see this or consider. In closing arguments, Geico atty argued that any settlement awarded to me was going to be devastating to "their" client as I was a professional, owned nice home and car, and "their" client worked in the fields picking tomatoes for $4 an hour, could not afford nice home, lived with his sister and two others in 1 bedroom apt, could not afford nice car, or even public trans now, had to have someone drive him to court. Any award given would be impossible for him to crawl out from under. With so many FACTS removed from the record, a jury decided only 25% of my injuries were related to accident and I was awarded $80K on over $200K in medical, $0 for future, $0 for pain and suffering. When the verdict was handed down, Geico immediately informed court they were filing their appeal, and told my attys they had no intention of paying that or any verdict. To date, Geico has paid their lawyers over $300K to represent them and the "no speaky english" on the suspended license who caused this. I dropped Geico, I never had any accidents or claims of any kind in the 12 years they were my insurer. When I had this very serious accident, they did
  nothing for me and everything they could think of to NOT pay. They are dishonest and deceptive, if you have them and anything happens, they will do same to you!!
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• 4/27/2011 7:18 AM E Cigarette wrote:
  Totally agree with you, about a week ago I wrote about in my blog!
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